OnPointCU Login — Onpoint Community Credit Union OnpointCommunity Banking
Log in to OnPoint online banking from any desktop or mobile browser. Banking at your fingertips — instantly access your accounts, send money, pay bills, and more.
- Any browser, any device
- Secure messaging
- One-time verification codes
Log in from any browser
No app to install — online banking opens in any modern web browser on your computer. It's the same Login ID and password you use in the OnPoint Mobile app.
One login, everywhere
The same credentials work on desktop, mobile web, and the OnPoint Mobile app — nothing extra to remember.
Secure every session
One-time verification codes and automatic timeouts keep your account protected, even in the browser.
Locked out? Recover in minutes
Reset your password or recover your Login ID right from the log in screen — no phone call required.
Do more with your money online
Move money
Transfer between accounts, pay bills, and send money to people you trust.
Set savings goals
Create goals, allocate balances, and track progress with alerts.
Budget smarter
Categorize spending and set limits with email and text alerts.
See everything
View checking, savings, loans, and cards together in one clear dashboard.
Built around how you actually bank
From direct deposit to secure messaging, online banking puts powerful tools a single login away.
Transfers & bill pay
Move money between accounts, pay bills, and send funds to people and businesses you trust.
Account overview
See checking, savings, certificates, credit cards, and loans together in one clear dashboard.
Mobile & remote deposit
Deposit checks from your phone or computer — no trip to the branch required.
Savings goals
Create goals, set aside money automatically, and watch your progress grow over time.
Card controls
Freeze or unfreeze a lost card, set travel notices, and manage your OnPoint debit and credit cards.
Secure messaging
Message OnPoint securely and share documents from right inside online banking.
Alerts & settings
Set balance, transaction, and security alerts by email or text so nothing slips past you.
Layered security
One-time passcodes, device recognition, and encryption help keep every sign-in protected.
Prefer to bank on your phone?
The same login works in the OnPoint Mobile app — with Face ID, Touch ID, mobile deposit, and card controls.
Your online banking, secured
One-time verification codes, encryption, and automatic session timeouts keep every login safe.
OnPoint will never ask for your account information
OnPoint will never email, call, or text you asking for your Login ID, password, full Social Security Number, or a one-time verification code. If you receive a message like this, do not respond or click any links — contact us right away.
Recognize phishing
Be wary of urgent messages and links. Type onpointcu.com yourself instead of clicking links in emails or texts.
Use a strong sign-in
Create a unique password and turn on one-time verification codes and biometric login in Digital Banking.
Monitor your accounts
Set up account alerts and review transactions often. Report anything unfamiliar immediately.
Report it fast
Call (800) 527-3932 to report fraud or a lost card. The sooner you act, the better we can help.