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Onpoint Community Credit Union Login — OnPointCU OnpointCommunity Banking

Sign in to OnPoint Community Credit Union Digital Banking to check balances, move money, deposit checks, and manage your checking, savings, loans, and cards — anytime, anywhere across Oregon and SW Washington.

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  • Federally insured by NCUA
  • One-time verification codes
  • Member-owned credit union
  • 24/7 digital banking
OnPoint Community Credit Union member banking
Secure sign-in
Encrypted + verification codes
323075880
ABA routing number
70,000+
Surcharge-free ATMs
24/7
Online & mobile access
90+yrs
Serving the Northwest
Step by step

How to log in to OnPoint online banking

Follow these five steps to sign in safely from any desktop or mobile browser. Prefer your phone? Use the OnPoint Mobile app for Face ID and Touch ID.

  1. 1

    Go to the official site or app

    Open your browser and type onpointcu.com directly, or launch the OnPoint Mobile app on your iPhone or Android device.

  2. 2

    Select Login

    Click the Login button in the top-right corner of onpointcu.com (or open the app) to reach the OnPoint online banking sign-in.

  3. 3

    Enter your Login ID and password

    Type the Login ID and password you created when you enrolled in OnPoint Digital Banking, then submit.

  4. 4

    Verify it's you

    If prompted on a new device, approve the one-time verification code sent by text, email, or phone call to confirm your identity.

  5. 5

    Access your accounts

    You're signed in — check balances, transfer money, pay bills, deposit checks, and manage checking, savings, credit cards, and loans from one dashboard.

Two ways to bank

Online banking & the OnPoint Mobile app

Use the same Login ID and password on your computer or phone. Pick the experience that fits the moment.

Online Banking

Full access in any browser

Manage accounts, transfer funds, pay bills, send money, set savings goals, and control your cards at onpointcu.com.

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OnPoint Mobile App

Sign in with Face ID & Touch ID

Deposit checks, pay bills, get push alerts, and freeze a lost card in a tap — right from your iPhone or Android.

Explore the app Get the app
Login help

Enroll, recover & sign in

Everything you need to access your account — from first-time enrollment to resetting a forgotten password.

Enroll in Digital Banking

First time here? Self-enroll in minutes and create your OnPoint online banking login.

How to enroll

Forgot Login ID or Password

Reset your password or recover your Login ID and unlock your account — no phone call required.

Recover your login

Routing Number

OnPoint's routing number is 323075880 — for direct deposit, transfers, and wires.

Routing number info

Biometric Login

Turn on Face ID, Touch ID, or a passcode in the OnPoint Mobile app for fast, secure sign-in.

Set up in app

New Member?

Join Oregon's largest credit union, then set up your online banking login.

Join OnPoint

Member Services

Talk to our team at (800) 527-3932 during business hours.

Call us
Trusted in the Northwest

Oregon's largest credit union

Founded in 1932, OnPoint is a not-for-profit, member-owned credit union built to help people and communities thrive.

90+
years serving the Northwest
#1
largest credit union in Oregon
70,000+
surcharge-free ATMs nationwide
$250,000
insured by National Credit Union Administration
Stay protected

Security & fraud protection

OnPoint will never ask for your account information

OnPoint will never email, call, or text you asking for your Login ID, password, full Social Security Number, or a one-time verification code. If you receive a message like this, do not respond or click any links — contact us right away.

Recognize phishing

Be wary of urgent messages and links. Type onpointcu.com yourself instead of clicking links in emails or texts.

Use a strong sign-in

Create a unique password and turn on one-time verification codes and biometric login in Digital Banking.

Monitor your accounts

Set up account alerts and review transactions often. Report anything unfamiliar immediately.

Report it fast

Call (800) 527-3932 to report fraud or a lost card. The sooner you act, the better we can help.

Member help

OnPoint login — FAQ

More questions? Visit the official help center or call (800) 527-3932.

How do I log in to OnPoint online banking?
Go to onpointcu.com and select the Login button in the top-right corner, then enter your Login ID and password. You can also sign in through the free OnPoint Mobile app for iPhone and Android.
What is OnPoint Community Credit Union's routing number?
OnPoint's routing number is 323075880. Use it for direct deposit, ACH transfers, and wires. Always confirm your payment details before sending money.
How do I enroll in OnPoint Digital Banking?
First-time users can self-enroll from the login area on onpointcu.com or in the OnPoint Mobile app. You'll verify your identity and create a Login ID and password, then set up biometric sign-in.
What do I do if I forgot my Login ID or password?
On the login screen choose Forgot login ID or Forgot password and verify your identity to recover access in minutes. For help, call OnPoint Member Services at 800-527-3932.
Is OnPoint online banking secure?
Yes. OnPoint Digital Banking uses one-time passcodes, device recognition, encryption, and automatic timeouts. OnPoint will never email, call, or text you asking for your password or a one-time code.
Who can join OnPoint Community Credit Union?
Membership is open to anyone who lives or works in a range of counties across Oregon and Southwest Washington. Join online, then set up your Digital Banking login.
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