Skip to content
OnPoint Community Credit Union logo
Secure sign-in

Onpoint Community Credit Union Login — OnPointCU Sign-In, Step by Step

Whether you're signing in for the first time or coming back, here's exactly how to access your OnPoint account safely on any device.

Log In nowEnroll
  • Same login on web & app
  • Encrypted connection
  • One-time verification codes
Member signing in to OnPoint online banking
Forgot password?
Reset it in minutes
Choose your path

First-time or returning? Start here

Whether you're setting up access or signing back in, here's exactly what to do. Always start at onpointcu.com or in the app — never through links in emails or texts.

New to Digital Banking

First-time sign-in

  1. 1Enroll and verify your identity with your account or member number, SSN, and date of birth.
  2. 2Create a unique Login ID and a strong password you don't reuse anywhere else.
  3. 3Add a phone number or email so OnPoint can send one-time verification codes.
  4. 4Sign in for the first time, then switch on Face ID or Touch ID in the app.
How to enroll
Already enrolled

Returning member

  1. 1Go to onpointcu.com and select Login, or open the OnPoint Mobile app.
  2. 2Enter the Login ID and password you created at enrollment.
  3. 3Approve the one-time verification code if you're on a new device.
  4. 4You're in — manage checking, savings, loans, and cards from one dashboard.
Log in now
Anywhere access

Sign in on desktop or mobile

One set of credentials works everywhere. Choose whichever is most convenient.

Desktop login

Visit onpointcu.com in any browser, select Login at the top-right, and enter your Login ID and password. Best for bill pay, transfers, and managing settings.

Explore online banking

Mobile app login

Open the OnPoint Mobile app and sign in with Face ID, Touch ID, or a quick passcode. Best for mobile deposit and balance checks on the go.

Explore the mobile app
Login troubleshooting

Can't sign in? Start here

The most common OnPoint login issues — and how to fix them fast.

Account locked?

Too many incorrect attempts will lock your account for security. Use Forgot password to reset and unlock it instantly.

Forgot password?

Choose Forgot password on the sign-in screen, verify your identity, and create a new one — no phone call needed.

New device prompt?

Signing in from a new phone or computer? Approve the one-time verification code sent by text, email, or phone call.

Still stuck?

Call Member Services at (800) 527-3932. Our team can help you recover access during business hours.

Login help

Enroll, recover & get support

Enroll in Digital Banking

First time here? Self-enroll in minutes and create your OnPoint online banking login.

How to enroll

Forgot Login ID or Password

Reset your password or recover your Login ID and unlock your account — no phone call required.

Recover your login

Routing Number

OnPoint's routing number is 323075880 — for direct deposit, transfers, and wires.

Routing number info

Biometric Login

Turn on Face ID, Touch ID, or a passcode in the OnPoint Mobile app for fast, secure sign-in.

Set up in app

New Member?

Join Oregon's largest credit union, then set up your online banking login.

Join OnPoint

Member Services

Talk to our team at (800) 527-3932 during business hours.

Call us

Ready to sign in?

Head to the secure OnPoint login page or enroll in Digital Banking if you're new.

Log In Enroll
Member help

Login questions, answered

Where do I sign in to my OnPoint account?
Sign in from onpointcu.com using the Login button, or open the OnPoint Mobile app. Both use the same Login ID and password.
Why is my OnPoint account locked?
Your account may lock after several incorrect sign-in attempts as a security measure. Use Forgot password to reset and unlock it, or call Member Services at 800-527-3932.
How do I reset my OnPoint password?
On the login screen choose Forgot password, verify your identity, and create a new password. You can then sign in again right away on the web or in the app.
Can I use the same login on mobile and desktop?
Yes. The same Login ID and password work on the desktop online banking site and in the OnPoint Mobile app.
How do I set up Face ID or fingerprint login?
Sign in to the OnPoint Mobile app once with your Login ID and password, then enable Face ID, Touch ID, or a passcode in the app's settings for faster future logins.
Keep exploring